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Is It Really Worth Being Covered For Accidents?

I use to wonder why a person would spend money for accident insurance. First off, let me make this clear. I am not referring to auto accidents, although they would be inclusive in an accident policy. You must have auto insurance by law. What I am referring to is a sole accident policy that covers a person for any type of accident. Whether you were reaching for something in the cabinet and slipped and fell, or outside gardening, or as something so simple as stepping off the curb and braking an ankle or experiencing a sprain.

Most light accidents we don’t even seek medical help. We temporarily become self-appointed doctors and come up with our own remedy and weather the storm of pain. Can you remember the last time you had an accident and had to go seek medical assistance? It’s probably been a long time, right? Well the truth of the matter is very simple, why a person would carry accident insurance can be summed up in three simple words. “Just in Case.” Yes! Just in case of an accident.

That is the sole purpose of insurance anyway, wouldn’t you agree? To have the ability to transfer risk, we must be able to find a company that would compensate us in the event of a catastrophic event of loss. In this context, an accident.


The truth of the matter is this, we cannot tell the future and in the event we, or anyone of our love ones were to experience an accident that demanded we seek help from the medical community. We need to focus on getting well and not have a financial hardship of the accident hinder our recovery process. Does that make sense?

I know, you have never had an accident in your life and don’t plan on having one. I would agree with you if it were based on sound judgment. However, we cannot tell the future and the raw fact is this; anything can happen that is not within our own control. If you have kids, you would know they experience bumps bruises and minor accidents all the time. I am not referring to every single child. But, enough to warrant concern and statistics.

Did you know on Stamford Children’s website they posted statics about accidents with children? (Excerpt) “Each year about 100 children are killed and 254,000 are injured as a result of bicycle-related accidents.” The link to read the full article is here;  https://www.stanfordchildrens.org/en/topic/default?id=accident-statistics-90-P02853

Non-auto accidents are quite common, and in fact, you can have an accident just waking up and getting out of the bed the wrong way and pulling something maybe considered an accident. Slipping, breakage, and the list goes on.

Let me ask you this; if you or someone get hurt and you lose time from work who will pay the consistent monthly bills that keep coming. Sure, major medical may lessen the financial burden for the doctor and hospital bills. However, there are millions of Americans who are not adequately prepared with savings or credit cards to help them stay afloat in the event of loss of income.

There are so many Americans living paycheck to paycheck who may face devastating consequences should an accident occur in their family and were left with the inability to pay their living expenses. I want you to think for a few minutes about, what if this happen to you. Are prepare to pay your bills for a month or three months should an accident put you out of commission for a period of time. NO, SERIOUSLY, STOP RIGHT HERE AND THINK!

My question to you is, are you prepared? I heard many people say they cannot afford it. There have been people who have lost their jobs and had to move in with other family members, creating an enormous of amount of stress on both families. When all of it could have been avoided.

It sounds to me, you cannot afford not to be prepared. Find a reparable company today and see what your options are.

Lost For Words

It’s been sometime since I have written in my blog.  Not for laziness, but a lack of something other than health to talk about.  Is it possible to get bored with your own content?  I wonder!  Suddenly, I find myself lost for words or anything relevant to discussed inform, or share.  It feels somewhat like conversation has just vanished.  I sort of feel like an artist staring at a blank canvas uninspired to paint the master piece hidden deep within the dungeons of creativity.

Life has stalled for me.  I just realized as I am typing this post I am at a cross roads.  Have you ever tried to start your car but, it just did not turn over?  It may have sounded like it was about to start but just appeared not to get the gas or some other mechanical issue prevented it from starting.   That is how my life feels.  I just came back home from assisting my sister in New York for eight months and now that I am home I am starting life all over again.

Hence, the cross roads I referred to earlier.  See, I have been a sales person, a contractor, and help desk technician for the past 28 years.  In the last month I have taken care of my sister and forgot all that I ever did in life.  Literally, for real!  I cannot remember any of the technical trouble shooting I performed nor, can I remember any of the professional sales techniques to get back in the game.  How is that possible?  I feel like a dinosaur. 

Time to learn new skills, but what should I learn to be of value to others and earn a decent living.  After all the bills keep mounting up and I feel like there is no time to waste.  My lost for words suddenly is replaced with a cry for help or to others, like some wasteful rant wasting space in the ether.

If you read this far, thanks and I wish you a fantastic day!

Just Sharing a Thought

I often wonder about each individual here on this medium.  People often tell you what they think people would want to hear or believe.  But, the true essence is within the truth of an individual, the good and bad.  I enjoy hearing the stories of people’s lives from all walks of life and found myself intrigued with people from different cultures and backgrounds.

One thing I have found, is we all have one thing in common.  We all want to be happy about something, want something better, long to be in love, or be loved, as to love someone or thing.  Sure, there are so many similarities we all share and that makes us what we are, human.

I write to learn, to learn from others, their thoughts, feelings, ideas, aspirations, and sometimes desires.  But, most of all, I write to learn how I might become to be a blessing to someone and visa-versa.   I am here to serve and I believe that serving others I will achieve the greatest joy that life can offer.

That is my own opinion I want to share with all who read my post.  If there is anything I can do for you please don’t hesitate to reach out to me.  One of my greatest attributes is the ability to listen.  I never knew until just a couple of months ago why I really listen.  It’s because my heart yearns to serve others and I realize it’s time for me to change my life and do the things that will increase joy in my own life as well.

Working Out While Battling Depression

IMG_20180830_175831Seeing good results in any endeavor is a great feeling.  Losing weight has always been a battle for me.  I have never been able to win that battle.  However, finally I am consistently winning the battle of losing weight.  So far, I have lost 65lbs.  This is huge for me.  It’s also AMAZING!!!  What has been the big change in my weight lost is the change of my diet.

Eating healthy is not just the key thing here.  I have severe sleep apnea and suffer with some of the side affects like gaining weight and waking up extremely tired every day.  I know getting adequate rest is also a huge factor in my quest to lose weight.

I have become very serious about what I eat daily.  I mainly drink water through out the day and when I don’t drink water, I will have a shake.  Outside of my shakes, I drink water.  I eat some fruit and eat a great deal of a variety of salads, opposed many of the starchy foods I was accustom to eating every day and was the chief culprit for me being overweight.

I also noticed when I was really deprived of sleep I would binge eat sweets as if my body was not getting the right amounts of nutrients, carbs, or better put the proper balance.  Having the proper balance is the key with the proper rest.  However, having health issues creates some challenges that one will have to work through like myself.  Just know it still can be done if you want it bad enough.

I have also learned with sleep apnea I have faced bouts with depression and didn’t realize I was.  I found out by trying to understand why I was feeling the way I was feeling.  There are times where I don’t want to do anything and there are times when I feel gun off and want to take on the world.

There were times I didn’t want to get out of the bed and chalked it up to being tired because I didn’t have the proper rest the previous night.  However, when I noticed that I was having this feeling more often, I wanted to take snap shot of my feelings.  What I mean by snap shot is, I wanted to document in my book next to my bed what I was feeling at that particular moment.

Over a thirty-day period I realize there were six days I was feeling depressed and expressed it through my morning thoughts and was able to capture those feelings on thoughts and analyze them over a period two months.  I am still learning and trying understand this as I am writing this.  I also realize my writing as suffered because of this issue.

When I look at how often I post and how often I post in my electronic journal too. I realized my depression was affecting the things I once enjoyed doing.  Depression is difficult to deal with and if we who experience this illness let go unchecked it can become so destructive in everything we do.

I voice my own struggles here in the hopes if anyone does read this post and are not aware of the subtle symptoms can see what I am experience may have a fighting chance to see something happening in their own life and address or seek help.

With a bout of depression, I find going to the gym helps me combat the illness as well.  I get to see I am making progress with my goals to lose weight.  I believe you have to find something in your life that you can go to and find some kind of enjoyment if only for a space of time to help you mold and foster a feeling of appreciation about yourself and what you are trying to accomplish.

I want to thank you for taking time out of your busy schedule to read this post.  I wish for you to have a spectacular day.  I am building a store on Etsy and only have two items right now please help me grow.  Please check it out here.  

Click the link at  the top of the page for the motivated to be fit shirt at the top of the page.

Or click here.

Shirts I have for sale.

Mind Over Matter T-shirts and Motivated to Be Fit T-shirts.

 

Motivated to Be Fit

Motivated to be fit.

I find it very challenging mentally at times to stay focus on some of my goals.  Even though I may enjoy the journey, there are times when the you experience a down side as well as an up side in every journey.  That’s just life and we all experience differently.  I guess, that is why life can be spicy, bitter, sweet, endearing, challenging, when trying something new scary and challenging.  There are a host of ideas and descriptions we can describe the journeys of life.

I wear my major thought on my T-shirt at times to keep me focused and to keep in mind why I am determined to make a difference in my life, in the hopes that my determination and good deeds might inspire others to become their better selves.

When I say I wear the idea of getting fit, I really mean it, literally! Motivated at the back of the shirt I started making my own shirts to help motivate myself as well as others.  Just like thinking positively is key to doing anything new and challenging.  Tell me what you think.  What do you do to say positive?  What rituals do you partake in?

 

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